Ask Kim

Dear Kim,  Everyone is jumping on the budgeting and financial planning bandwagon and I wanted to ask you what is a realistic budget for a single woman? I always hear that you need to spend a percentage of your check on rent/house… Read more »

Dear Kim, Financial planning was never one of my strong suits and now, it’s gotten me into a financial bind. I don’t have a lot of credit card debt but what I do have, I see is hurting me. I began paying… Read more »

Dear Kim, I have a 21 year old daughter who has lived with us through college but she is ready to spread her wings and move out. She is pursuing jobs in her field of study, which was photography, but is still… Read more »

Dear Kim,  I am a recent college graduate and finally landed a job in my career field. I’m being offered benefits, life insurance, IRA’s and other, what my friends call, “work perks”. I am single and have bills to pay, student debt,… Read more »

Dear Kim, My life is whizzing ahead, both personally and professionally. I’m married, raising two young children, promoted to principal of my school, and managing the household finances. With the constant changes that we have seen over the last couple of years… Read more »

Over the next few months, I’m going to attempt to tackle some difficult subjects relating to your finances. Please let me know if there are topics you’d like to learn more about. This first one is about your relationship with money and… Read more »

Women are frequently the last remaining member of their generation. That means they have the final say as to the disposition of their wealth and it is often a burden to them. I’ve had more than one client tell me that having… Read more »

Let’s begin this discussion with a simple illustration. Women think of money as a pond, men view it as a river. Women believe that the money they have currently is all they will ever have, men see it as ever replenishing itself.… Read more »

When we talk about gaining control of our finances, once we know where we stand as it relates to a balance sheet, the next step is to control our leaky bank account. For most of us, as long as there is enough… Read more »

We, women, have a tendency sometimes to put our heads in the sand around our money, thinking if we just ignore it, it will take care of itself. Unfortunately, this seldom works. We have to face this head-on, and the first step… Read more »

When we talk about finance for women and men, there is a difference. Here’s why our conversation about money has to be different. Women live on average 8-10 years longer than men, meaning our money must last that much longer. This also… Read more »