Ask Kim: Caring for Adult Child with Special Needs

Posted on September 3, 2024

Dear Kim,

I’m currently going through a divorce that I did not see coming, and the financial aspects are overwhelming. My soon-to-be-ex husband and I have an adult son that is developmentally delayed and lives with me, but we’ve not made any provisions for his future care. I guess I always assumed that we’d be together and not have to worry about that separately. What steps should I take to protect mine and my son’s financial future during this challenging time?

Thanks,

Protective Mom

Dear Protective Mom,

I’m sorry you’re going through this, and it’s always harder when you’re blindsided. I would encourage you to work with your attorney to make his long term care part of your negotiated divorce settlement. This is a somewhat unusual situation, but has very long term ramifications. You and your husband need to be on the same page and both take responsibility for his care.

Kim

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