Ask Kim

Dear Kim,  In my marriage, my career has always come in second place since we moved a lot for my husband’s job. I haven’t been able to save much money because of this. We are having a hard time, and divorce might… Read more »

Dear Kim,  I have run a small business for 33 years now, and I have loved being a business owner. I am looking to sell & retire in the next few years. How do I set myself up for success as this… Read more »

Dear Kim,  I have done some investing over the years, but I haven’t made it a priority. I find it intimidating, but with the uncertainty of the economy, I want to try to “recession-proof” my money and assets as much as I… Read more »

Dear Kim,  I have been married for 27 years, and my finances were controlled by my husband. I thought he knew what he was doing and that we were fine. It turns out he wasn’t as good with money as I thought.… Read more »

Dear Kim,  I recently got engaged, and I’ve been going through all of the logistical aspects of marriage. We are each coming into this with our own assets, and this will be the second marriage for both of us. I want to… Read more »

Dear Kim,  I have never been married, and I have done very well for myself financially throughout my long career. I am approaching retirement age, and I want to make sure I leave as much money as possible to my nieces and… Read more »

Dear Kim,  I recently entered into a civil union with my partner. We want to make sure our financial foundation is strong as we start this new chapter. What are your suggestions? Sincerely,  Partnered Planner Dear Partnered Planner, Were you already cohabitating?… Read more »

Dear Kim,  I’m recently widowed, and still working full-time. As I look toward retirement in a few years, I worry about how I’ll handle healthcare and long-term care expenses on my own. I have a retirement account that will cover my living… Read more »

Dear Kim,  I’m 63 and widowed. I keep hearing I should delay taking Social Security, but I’m also watching my savings shrink. How do I know when it’s the right time for me to start drawing benefits? Sincerely,  Considering and Conflicted Dear… Read more »

Dear Kim,  I’m 45 and raising a 12-year-old and a 14-year-old on my own after my husband’s passing. My husband usually made our financial choices, and we didn’t have any college savings for our kids. I want to start saving for college,… Read more »

Dear Kim,  I’m 52 and reentering the workforce after being out for nearly two decades to raise my kids. Now that I’m earning again post-divorce, I want to be smart about my finances, but I feel behind.  I have my house free… Read more »

Dear Kim,  I’m going through a divorce after 20 years of marriage. I’ve been a stay-at-home mom for years, and now I’m thinking about going back to school or getting certified in a new field. But I’m overwhelmed by the cost and… Read more »