Ask Kim

Dear Kim,  I’m 63 and thinking about cutting back to part-time work in the next year or two instead of retiring all at once. Is that a smart move financially, or does it create more complications than it’s worth? Sincerely,  Potential Part… Read more »

Dear Kim,  My husband and I have two kids: one starting high school and one in middle school. We’ve been so focused on paying our own bills and managing day-to-day expenses that we haven’t saved anything for their college. Now it feels… Read more »

Dear Kim,  My spouse and I are both 32, and we just finished paying off our student loans. We finally have some breathing room in our budget. Everyone says we should be investing, but we don’t know where to start. Should we… Read more »

Dear Kim,  My husband was diagnosed with a chronic illness that may limit his ability to work long-term. We’re both in our early 50s, and I’m worried about how we’ll manage if he can’t return to his job full-time. What should we… Read more »

Dear Kim,  I’m 38 and was recently laid off from a job I’d been at for 10 years. I have about four months of expenses saved, but I’m terrified of burning through it while I look for work. Should I cash out… Read more »

Dear Kim,  In my marriage, my career has always come in second place since we moved a lot for my husband’s job. I haven’t been able to save much money because of this. We are having a hard time, and divorce might… Read more »

Dear Kim,  I have run a small business for 33 years now, and I have loved being a business owner. I am looking to sell & retire in the next few years. How do I set myself up for success as this… Read more »

Dear Kim,  I have done some investing over the years, but I haven’t made it a priority. I find it intimidating, but with the uncertainty of the economy, I want to try to “recession-proof” my money and assets as much as I… Read more »

Dear Kim,  I have been married for 27 years, and my finances were controlled by my husband. I thought he knew what he was doing and that we were fine. It turns out he wasn’t as good with money as I thought.… Read more »

Dear Kim,  I recently got engaged, and I’ve been going through all of the logistical aspects of marriage. We are each coming into this with our own assets, and this will be the second marriage for both of us. I want to… Read more »

Dear Kim,  I have never been married, and I have done very well for myself financially throughout my long career. I am approaching retirement age, and I want to make sure I leave as much money as possible to my nieces and… Read more »

Dear Kim,  I recently entered into a civil union with my partner. We want to make sure our financial foundation is strong as we start this new chapter. What are your suggestions? Sincerely,  Partnered Planner Dear Partnered Planner, Were you already cohabitating?… Read more »