Ask Kim

Dear Kim, I’m nearing retirement age and feeling overwhelmed by the options for managing my savings. It feels unfair that all these plans seem to be a “one size fits all” situation. How can I ensure my retirement funds are structured to… Read more »

Dear Kim, I’ve recently inherited a substantial sum of money. I’m fairly young, only twenty-nine, and this amount of money is more than my bank account has ever seen (maybe even collectively). It’s honestly a little bit daunting to have in there.… Read more »

Dear Kim, My husband and I have different investment styles and goals, which often leads to conflicts when discussing our financial plans. How can we compromise? We both understand the value of a dollar, but he has a harder time justifying things… Read more »

Dear Kim, My oldest is getting married this summer to his high school sweetheart, and we couldn’t be happier!  We’ve known our future daughter-in-law since she was eight, as they’ve gone to school together since the second grade, though they didn’t begin… Read more »

Dear Kim, I found you through Facebook. I grew up in a very old-fashioned family, where my father handled the finances while my mother watched us children and tended to the house.  In my marriage, many of the same patterns have repeated. I’m happy,… Read more »

Dear Kim,  My husband passed this past year. While there is still healing to be done, it wasn’t unexpected. He’s in a better place now and I’m grateful he’s no longer hurting.  All that to say, this is the first tax season… Read more »

Dear Kim, I’m not the most knowledgeable when it comes to finances, but I’m getting married in a few months and my fiancé and I want to do the “right” thing when it comes to our finances. I know that could mean… Read more »

Dear Kim,  My family is going through what I consider to be our hardest time we’ve faced together so far. The doctors confirmed with us last week that my husband has early-onset Alzheimer’s. We’re supposed to tell our kids this weekend. The… Read more »

Dear Kim,  While I was growing up, my parents weren’t always the most money-conscious. They both had good-paying jobs for the time, but it seems like they don’t have much when it comes to savings. They used credit cards to go on… Read more »

Dear Kim,  As I write this message we’re still in January, but 2024 is already proving to be the hardest year yet for me. For reasons I would prefer not to get into, I’ve asked my husband for a divorce. It was… Read more »

Kim, I recently hit my mid-30s, and it hit me like a ton of bricks – I haven’t really thought about retirement. A rep from my company’s human resources department is coming to talk about our options regarding 401(k). I think I… Read more »

Kim, Do you have a standard rule of thumb for monthly withdrawals from your assets for retirement? Meaning a percentage of assets. Also, do you have a standard number a retired couple should project for monthly expenses, provided no mortgage is involved?… Read more »